Financial Tool

Solar Payback Calculator

Estimate annual savings and payback period from system cost, generation, self-consumption, electricity rate and feed-in tariff.

Independent · manufacturer-neutralReviewed June 2026Our methodology
Key takeaways
  • Estimates annual savings and how many years a system takes to pay for itself.
  • Uses your system cost, generation, self-consumption, electricity rate and feed-in tariff as inputs.
  • Also projects 10-year and 25-year net positions to show longer-term value.

Annual savings

$1,458

Payback period

5.5yrs

10-year net

$6,580

25-year net

$28,450

Net position over 25 years

How it works

Annual savings blend the value of the energy you use yourself against the energy you export: savings = generation × (self-use% × rate + export% × feed-in tariff). Self-consumed energy is worth your retail rate; exported energy is worth the lower feed-in tariff.

  • Payback period is system cost ÷ annual savings.
  • 10- and 25-year net are savings × years − cost — a simple cumulative position before degradation, bill inflation and maintenance.

Estimates only — for guidance, not a quote or engineering specification. Nothing you enter is stored or sent anywhere; the maths runs entirely in your browser.

Good to know

Frequently asked

Is this calculator free to use?
Yes. The payback calculator is free and needs no sign-up. It runs entirely in your browser.
Is my data stored or sent anywhere?
No. The calculator runs in your browser and stores nothing. The figures you enter are not saved or sent anywhere.
How accurate are the payback results?
The savings and payback figures are estimates based on the cost, generation, rates and self-consumption you enter. They are not a quote or a guaranteed return.